Raymond Tam has over 30 years of solid experience in the insurance and financial services industries, specializing in strategy and business development. He is recognized as an expert in omni-channel distribution and business and digital transformation. His career includes significant roles, such as Partner at Wide Ascent Consultancy, where he advised and invested in digital fintech startups, including Nutmeg and Planto. As Senior Business Advisor at Zurich Insurance, he supported the formulation and implementation of retail and general insurance digital business strategies for Hong Kong and the Greater Bay Area. Notably, as President & CEO of Old Mutual Guodian Life Insurance Company, he led the organization to its first profitable year. His extensive experience spans multiple markets, including North America and Asia Pacific, with in-depth knowledge of the insurance markets in China and Hong Kong.